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Convert NRO to NRE

NRIs are permitted by RBI to transfer funds from their NRO account upto US $ 1 million per financial year, for credit to their NRE account. Refer RBI Circular No. 117 dated May 7, 2012 and notification No.FEMA 5 /2000-RB. We handle this process for you.

Send us your questions / enquiry

Note: Please fill out the fields marked with an asterisk.


Documents required:

  1. Pan card copy & Passport copy of giver & receiver
  2. Signed NRO Cheque of giver for specified amount in favour of receiver, upto $ 1million
  3. Receivers NRE cheque leaf copy or Bank name, a/c title, a/c number, branch, IBAN, IFSC, MICR
  4. Fema Declaration (we will provide)
  5. Self Declaration (we will provide)
  6. CA Certificate Form 15CA , 15CB (we will provide)
  7. Pay service fee, Time: 14 days

Please courier the above documents (1, 2, 3), after which payment can be made and transaction can be processed.

Convert Resident a/c Rupee funds to NRE, AED, $

Sender and receiver must be first degree relations i.e. parent/children, spouses. Upto US $ 200,000 per financial year. Refer RBI Circular No. 117 dated May 7, 2012 and notification No.FEMA 5 /2000-RB


Documents required:

  1. PP & Pan card copies of both account holders, including joint a/c holders
  2. Recipient account details (A/c title holder(s), bank name, Bank branch/city, swift, IBAN)
  3. Resident cheque for amount to be repatriated, upto 200,000$
  4. Signed application (we will provide)
  5. Declaration of intent letter (we will provide)
  6. Pay service fee, Time: 14 days
  7. Please courier the above documents (1, 2, 3), after which payment can be made and transaction can be processed.
Comments: 10
  • #10

    Dinesh (Wednesday, 15 March 2023 06:16)

    Hi Team,

    I am a NRI living in the Netherlands. My first residency is Dutch, born here. I do have an OCI card and a Pan number for my ICICI bank account I am invited to file my Income Tax Return by the Indian Governement.

    - I receive interest on my ICICI Bank account and I pay taxes in the Netherlands on my Income, Wealth and Interest.
    - I have no income in India income.

    1. Can your company file my ITR?
    2. If yes what time are you avaible and what will be the cost?

  • #9

    Mr. A.P.R., 54, Canada (Thursday, 21 October 2021 06:11)

    I was delighted by the Service of Team Deca for the transfer of funds from NRO to NRE. They themselves spoke to my banker to complete this work in a short span of time. I was delighted by the follow up done on my behalf. Thanks a lot.

  • #8

    Mr. C.B., 62, Kandivali, Mumbai, MH (Monday, 17 May 2021 04:15)

    I had to transfer my funds from NRO to my overseas account to meet urgent requirements in this pandemic situation. With your help I could do it quickly. You provide service promptly. Once again thanks a lot.

  • #7

    Ms. A.V., 43, Sharjah, UAE (Sunday, 09 May 2021)

    I was delighted by your service of transferring my funds from NRO to NRE. It was hassle free. May God bless you & your families.

  • #6

    Mr. V. R., 53, Sharjah, UAE (Friday, 07 May 2021 06:59)

    I could transfer the funds from my NRO to NRE account with ease through DECA. The requirement for the transfer was made clearly in the beginning so that there is no omission or delay for transfer. This journey of mine with Deca was wonderful as usual.

  • #5

    Mr. M.S., 63, Morrish Road, Canada (Friday, 23 April 2021)

    I checked my bank NRE account. Money transferred from NRO to NRE. Thank you very much for the dedicated services .God Bless you and family. Be in touch.

  • #4

    Ms. E.A.D., 72, Dadar, Mumbai, MH (Tuesday, 20 April 2021 05:00)

    Thank you for the immediate action on the TAN allotment. Really appreciate your service.

  • #3

    Mr. A. P. R., 53, Canada (Wednesday, 01 April 2020 06:39)

    Thanks Nisha for your effort to transfer my funds from NRO to NRE

  • #2

    Mr. S. S, 29, Dubai, UAE (Tuesday, 26 February 2019 03:59)

    Thank you very much Nisha, transfer of funds are done. You are very professional, liked the service.

  • #1

    Mr. M. C., 54, Dubai, UAE. (Wednesday, 06 February 2019 06:09)

    Thank you very much Nisha, transfer of funds done.

Deca c/o Arunanjali Securities

Address: Deca Office 3-3-245/2 next to Bejai church complex, Bejai, Mangalore, 575004 India


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