NRI's often say "I will take Health Insurance when I come to settle back in India. I do not need now, my company covers me". In reality many NRI's are denied health cover if they already have cardiac, renal and other existing problems. See letter below.
We therefore recommend that NRI's obtain a health cover well before any cardiac or other problems are detected. Indian health premiums are very small and should be run for at least 4-5 years before one starts to claim benefits. This will ensure accumulation of NCB and coverage of pre-exisiting diseases.
See what is best for you - an individual plan or family floater. Costs shown below are indicative, please ask for a updated quote.
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